My disability claim was denied. Now what?

Outline. Marty to write or approve the actual text.

1. Why claims get denied (the common reasons, in plain English).
2. Reading your denial letter: what to look for.
3. The internal appeal: how it works, pros and cons.
4. Going to court instead: what that means.
5. Deadlines, and how an appeal can affect them. [MARTY TO CONFIRM]
6. What to gather now: the letter, your policy, medical notes.